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Risk First: funding and withdrawal terms may affect liquidity. No minimum monetary deposit is required to open a DBS Vickers trading account and no minimum balance is mandated. Withdrawals can be made via GIRO or EPS (for SGD or converted currencies), and foreign currency withdrawal to DBS Multi‑Currency Accounts is supported. Cut‑off time for same‑day withdrawal is 9 am; after that it is processed the next business day. No deposit fees are mentioned.